Property Damage
Property damage coverage protects you if your car damages someone
else's property, such as another car, a fence, or building front. When
choosing your property damage liability limits, you should consider
all of your assets, including your home and future earnings because if
you don't have enough coverage to protect all of your assets, those
assets could be at risk if you're liable for damages that exceed your
coverage limit. Consider having a higher limit of liability coverage –
it may help you avoid having to pay out-of-pocket after an at-fault
accident.